Service Online OPM

• The “Services Online” web page for the Office of Personnel Management is designed for federal employees to manage their retirement services online
• Services online can’t be used to make any changes to Federal dental or Federal vision insurance options (also known as FEDVIP)
• One an application for retirement benefits is approved, the government provides interim payments until an actual payment amount can be determined

A number of different services can be handled on the US government Office of Personnel Management web site, like changing federal and state income tax withholding, updating a mailing address, requesting a duplicate annuity booklet, viewing an annual annuity statement, finding 1099-R tax forms, and viewing a “Year to Date” summary of payments made. Employees who want to withdraw money from their TSP Thrift Savings Plan should know that it can take up to 8 weeks to process a withdrawal of funds after an application has been received.

Service Online OPM Comments

• The “Civil Service Retirement System” (also CSRS) retirement benefits payment will not  exceed 80 percent of your highest three year’s average salary
• In the majority of cases, workers reach this 80 threshold when they have 41 years and 11 months of service accumulated, not including any sick leave that has been built up
• Some employees will have certain exemptions like those who work in law enforcement

When Should An Exact Retirement Date Be Chosen?

Employees applying for retirement benefits from the US government should choose an exact retirement date as soon as they can. Three different factors go in to deciding an exact retirement date:

• Highest thee years average salary
• Length of employment
• Calculated proration of cost-of-living adjustments

To contact the U.S. Office of Personnel Management: Any questions in regards to the Service Online OPM program can be directed to 1900 E Street, NW, Washington, DC 20415 or by phone 202-606-1800.

Primary References

1. www.servicesonline.opm.gov

Wrangler Free Gift

• Redeem a Wrangler free gift card online in less than 2 minutes
• Customers will need the claim code printed on the Wrangler Jeans Free Gift card (please enter the claim code with no dashes)
• Once the code has been entered the customer will have to pick from men’s, women’s or youth jeans

The Wrangler Free Gift promotion only allows for a maximum of three claim codes to be used per order and the customer will be able to pick available pairs of jeans (i.e. bootcut, skinny fit, urban renewal vintage), enter a jean size (i.e. 30, 36) and provide the customers contact details including shipping address.  The entire process should take less than 2 minutes to complete and those who received a electronic Wrangler.com eGift Card by email will have to visit Wrangler.com to redeem the eGift Card dollar amount during the Wrangler.com checkout.

Wrangler Free Gift Comments

• Claim codes DO expire so customers will want to use the claim code before the expiration date
• The Wrangler Free Gift claim code expiration date is shown on the front of each card
• In order to claim this free gift from Wrangler the customer must be a legal resident of the US or Canada and 13 years of age or older
• The Wrangler Free Gift promotion cannot be redeemed in stores (i.e. Target, Wal-Mart)
• Please allow up to 6 weeks for the gift to be delivered
• The Wrangler Free Gift claim codes cannot be redeemed for cash

Wrangler is an US Based manufacturer of jeans and other clothing to include shirts, shorts, and even eye glasses.  Wrangler is owned and operated by the VF Corporation who owns a variety of Outdoor & Action Sports (i.e. North Face), Jeanswear, Imagewear, Sportswear and Contemporary Brands.  Wrangler was founded in 1904 under the name Hudson Overall Company.  The Wrangler jeans company is currently headquartered in Greensboro, North Carolina.

Primary References

1. www.wranglerfreegift.com

My BO Visit

• Take a super short survey related to a purchase from Bojangles’
• The survey is operated by the Service Management Group and all feedback provided will be used to improve the customer service (i.e. food quality, store atmosphere) at the given Bojangle’s location
• The survey is available in English or Spanish

The My BO Visit customer survey requires the customer to have the following from the Bojangles’ customer receipt: Bojangles’ restaurant number (this will help identify the location in which the visit took place), date plus the time of visit, and the check number.  All of the previous named information can be found on the My BO Visit in store customer receipt (the Bojangles’ store number will be 4 digits long and can be found at the top of the receipt).  The My BO Visit check number will also be 4 digits long but will be found at the bottom of the Bojangles’ customer receipt.

My Bo Visit Comments

• Operated by the Service Management Group
• Should reward the customer with a coupon for their efforts
• Bojangles’ will do whatever it takes to make the customer happy with their meal

Bojangles’ Famous Chicken ‘n Biscuits

• Charlotte, North Carolina family fried chicken restaurant
• Founded in 1977 by Mr. Jack Fulk and Richard Thomas
• It’s BoTime! is the chains current slogan

Bojangles’ Famous Chicken ‘n Biscuits locations can be found in the Southeastern United States and specializes in spicy fried chicken and rich buttermilk biscuits (this is not the place to stop at when on a diet).  The firm can be found on the NASDAQ stock exchange under ticker symbol BOJA and is headquartered at 9432 Southern Pine Boulevard, Charlotte, NC 28273,United States.  Any questions in regards to the My BO Visit customer survey can be directed to the Bojangles’ Famous Chicken ‘n Biscuits corporate office at 704-527-2675.

Primary References

1. www.mybovisit.com

Activate Rewards GS

• Provide a Virtual Visa Card code online in regards to purchases anywhere Visa is accepted
• Those who arlready have an activate rewards GS account can check their balance online
• First time users will need to provide their reward code, name, address, and email address in order to complete the regitration process

The activate rewards GS process should take less than 2 minutes to complete and customers must agree to the terms and conditions before gaining access.  The activate rewards GS program is opreated by Fandango Loyalty Solutions, LLC and the Visa Rewards Virtual Account is issued by MetaBank who is a proud member FDIC, pursuant to a license from Visa U.S.A. Inc..

When entering the Activate Rewards GS code keep in mind of these helpful tips!

• The codes do not include ‘0’ or ‘O’, so this character might be a ‘D’ or ‘C’
• The codes do not include ‘Z’, so this character might be a ‘2’
• The codes do not include ‘S’, so this character might be a ‘5’
• The codes do not include ‘B’, so this character might be an ‘8’ or ‘E’

The GS Virtual Account can be used anywhere Visa debit cards are accepted online BUT cannot be used to make purchases in physical stores.  A rewards GS online account is limited to only ecommerce or mail/telephone orders.  All accounts are subject to expiration and the expiration date was provided at the time of receiving the Virtual Account number.

Activate Rewards GS Comments

• Activation is and will always be free
• Any balance remaining on the Virtual Account after expiration will not be usable or refundable
• Account holders will never be charged a fee for using this service
• This Virtual Account is non-reloadable and cannot be combined with multiple rewards
• Customers can ONLY use the original reward code or account number to view an account online (an email address will not work as a log on)

Please note that the majority of online merchants using the Virtual Visa Card do not have the capability to run two forms of payment for one purchase.

Primary References

1. www.activaterewards.com/gs

Pay Schiff

• Individuals who have received notice of a past due debt from Howard Lee Schiff can log on to the Pay Schiff web site to settle their debt quickly and conveniently
• To pay a debt that Howard Schiff has made contact about, the customer will need their File/CN Number and the last 4 digits of their Social Security number
• Once payment is made, it may take up to 24 hours for Howard Schiff systems to update, so clients may receive contact after a debt is paid (up to one day after)

The Law Offices of Howard Lee Schiff is a debt collection agency that is utilized by companies who have customers with past due debts. In exchange for a small portion of the debt, Howard Schiff attempts to collect on debts that the company could not.

The Pay Schiff web site is an attempt to collect a debt, so any information entered into site could potentially be used for that purpose. Howard Lee Schiff specializes in debt collection in  Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont.

What does Howard Lee Schiff offer clients?

Howard Schiff offers several advantages over other debt collection agencies like a state of the art call center, regular staff training in state and federal debt collection laws, special debt reduction strategies for customers, and a responsive client services department. Howard Schiff strives to follow laws from the HIPAA, and GLB and even the FTC and Attorney General.

• The law firm of Howard Schiff was first incorporated in 1977, but was first founded in 1958 in East Hartford, Connecticut

To contact Pay Schiff:

• 25 Southbridge Street, Bldg 2 Suite 2 , Auburn, MA 01501
• (866) 234-7606

Primary References

1. www.payschiff.com

Coors Light Grab Rewards

• Sign up for the Coors Light Grab Rewards Promotion to earn some pretty cool gear
• This rewards promotion will run from May 2, 2016 and ends at 11:59:59 PM CT on December 31, 2016
• No purchase is required in order to play

The Coors Light Grab Rewards promotion is is sponsored by MillerCoors LLC and the prize giveaway is administered by Prize Logic, LLC who are based at 25200 Telegraph Road, Suite 405, Southfield, MI 48033.  In order to enter the promotion the contestant must be 21 years of age or older and a legal resident of the United States (Employees of MillerCoors and Prize Logic are NOT allowed to enter the promotion).  The Coors Light Grab Rewards promotion will feature 2 “phases”… phase 1 will run from 5/2/16 through 8/15/16 while phase 2 will run from 8/16/16 through 12/31/16.

Coors Light Grab Rewards Comments

• The Offer is redeemable only while Offer item supplies last
• No beer purchase required for residents of Alabama, Arkansas, Connecticut, Hawaii, Indiana, Kentucky, Maine, Minnesota, Missouri, New Jersey, North Carolina, Ohio, Oregon, South Dakota, Texas, Utah, Virginia, or West Virginia to participate in the Offer
• Redemption codes can be located on speciality marked packages of Coors Light
• Any questions about the Coors Light Grab Rewards program can be directed to 1-800-645-5376
• A credit card is not required upon sign up

Looking to enter the Coors Light Grab Rewards promotion without making a bothersome purchase and spending hard-earned money?  Simply write to: Coors Light Grab Rewards Promotion, P.O. Box 410, Southfield, MI 48037 and include a 3 x 5 index card with the contestants complete name (no initials), valid e-mail address, street address (P.O. Boxes not accepted), city, state, ZIP code, telephone number, and date of birth (MM/DD/YYYY).

Some of the more popular prizes associated with the Coors Light Rewards sweepstakes includes: Bluetooth Portable Speaker, $50 Spartan Race Entry Discount, high-end pop up tent (ideal for a summer time camping trip), GoPro Hero Camera (snowboarders will love this), and a $100 StubHub Promo Code.

Primary References

1. www.coorslight.com/grabrewards

Prepay Refill

• With the Prepay Refill service, customers can automatically refill their prepaid phones from a number of carriers like AirVoice, H20, Net 10,  Tracfone, Pay Plus, and others
• Customers who use Prepay Refill have their credit cards charged three days before their renewal date to ensure that the minutes are added on time
• Prepay Refill offers a rewards points program where frequent customers earn points for every purchase they make, and eventually earn enough points for site discounts

For customers who have prepaid cell phone plans, the Prepay Refill site is the most convenient way to add more time to their cell phone plan each month through automatic payments. With most prepaid cell phone plans, the renewal is due on the same day each month, and the phone is automatically cut off if payment isn’t made. Most people just have too much going on to remember to make a payment each month, so Prepay Refill makes those payments automatically. Services ordered through Prepay Refill are credited to the customer’s cell phone account within 48 hours of purchase.

More to Know About Prepay Refill’s Affiliate Rewards Program

• If a customer earns 1,000 points in a month, their total is automatically doubled, and if a customer earns 5,000 rewards points in a single month, their Prepay Refill Rewards are automatically tripled
• To contact Prepay Refill support@prepayrefill.com

Prepay Refill even offers a great referral program where when a customer refers someone else to Prepaid Refill, and the new customer makes a purchase, the person who referred gets rewards points that can be used for discounts on Prepaid Refill services.

Primary references

1. Prepay Refill Terms and Conditions (to include refund and credit issues)
2. www.prepayrefill.com

NHUIS NH Claimant

• Register for online services with New Hampshire’s Unemployment Insurance System in order to file a claim for benefits
• Registration should only take a few minutes to complete BUT application for unemployment benefits takes approximately 25 minutes to complete
• Once the user has filed a UI claim they will receive a confirmation number (this number should be written down and kept in a safe place)

Once a users has registered for the NHUIS NH Claimant service they can file a new application for unemployment benefits (must be unemployed and a resident of New Hampshire), reopen an existing claim, file weekly continued claims against a claim (this option is only available for those who have already been approved for NHUIS NH Benefits), access and answer correspondence from the New Hampshire’s Unemployment Insurance department, file an appeal (this option is available when a claim is denied) and view various information about a NHUIS NH claim.

NHUIS NH Claimant Comments

• Does not charge any fees
• Applicants will have 24 hours to complete an UI application once it has started
• Those who start a UI application but do not log back on within 24 hours will have the application will deleted
• While entering information and navigating through the application, do NOT use your web browser buttons, especially the BACK button as it will conflict with the NHUIS NH Claimant electronic application
• Residents can be partially or totally unemployed to file for New Hampshire’s Unemployment Insurance benefits
• New Hampshire’s Unemployment Insurance users who have received separation pay might want to wait before filing a UI claim
• Once a claim has been made the applicant will be contacted by US mail, email, or by phone with the results (the most likely option is a letter via US Mail)

Any questions about the NHUIS NH Claimant service can be directed to 1-800-266-2252 or applicants are more than welcome to drop by a NH Employment Security office between the hours of 8 am to 4:30 pm from Monday through Friday.

Primary References

1. www.nhuis.nh.gov/claimant

Chase QP Login

• Sign up or access the popular quick pay service from Chase online
• This state of the art technology allows a customer to send money to another person without the need for bothersome cash or checks
• All that is required in order to send money is the recipient’s email address or mobile number

Chase QP Login service currently work with Chase, Bank of America, Capital One, FirstBank, U.S. Bank, Wells Fargo or other participating banks of clearXchange.  Those who alreayd have a Chase QP Login account can simply access the service with their username and password (those who are new to quick pay will have to go through a short registration process).  Users do NOT have to be a Chase card customer in order to use the QP service as they can simply create a Chase online profile in order to send money.

Exactly how does the Chase QP system work?  (aka the nuts and bolts behind the scenes)

A Chase QuickPay payment involves two people—a sender and a recipient

• The sender sends money using an email address (or mobile phone number)
• The recipient receives a message of the “payment waiting”
• The recipient signs up (if new to Chase QuickPay) or logs onto chase.com
• The recipient accepts and receives the payment

How long does it take to receive money using the Chase QP service?  Transfers between Chase checking accounts (i.e. both the sender and receiver have Chase accounts), Chase Liquid and select participating clearXchange banks (mentioned above… BOA, Capital One, etc) are typically available within minutes but no later than the next business day.  All other transfers can take up to 2 business days.  Any questions or concerns in regards to the Chase QP Login service can be directed to a US Based customer service agent at 1-877-242-7372.

Primary References

1. Chase QuickPay FAQs
2. www.chase.com/qp login

I Want My TV Magazine

• Provide a zip code to start the online subscription process
• Once a zip code has been provided the customer will be shown a variety of offers associated with their area
• Payments can be made via any major US credit card (i.e. Visa, American Express, Discover, MasterCard)

When making a payment to I Want My TV Magazine please note the payment will show up on the customer’s credit bill as  “NTVB Media”.  Upon sign up the customer will also have to provide their name, street address, email address, and phone number.

I Want My TV Magazine Comments

• Customers who are just looking to renew their subscription can simply provide their email address associated with their account
• Those who do not have an email address should use their Subscription ID or zip code to renew or get support
• TV Weekly subscription rates will vary based on delivery method and region
• TV Weekly works very hard to ensure the customer receives the best rates available
• Duplicate subscriptions should be merged into one account for convenience sake but this is not required
• Every beat-the-price increase renewal qualifies for a 4-week bonus added to the end of your existing subscription… please allow up to 6 days for this bonus to be processed from the date of the renewal order
• Payments by mail are accepted… please allow up to 4 weeks for a payment by mail to process (making a payment by credit card is the recommended payment method)

Please note any renewal to an existing TV Weekly subscription tacks onto the end of that subscription… So for example if a I Want My TV Magazine customer has 12 weeks remaining, and they then renew for 52 weeks, you will have 66 weeks remaining.  Any questions related to the I Want My TV Magazine promotional offer can be directed to a Subscriber Service Specialists at 888-584-6688.

Primary References

1. www.iwantmytvmagazine.com

I Want My Transcript

• Transcript request customers will have to access an existing account or select the sign up button to create a new account in order to make a request
• Federal Law requires a signed (pen to paper signature) Consent Form be returned before orders can be processed by the school
• The consent form will be presented (and available to be printed) towards the end of the transcript order

Once the I Want My Transcript customers sent the Consent Form and it is approved it does not need to be re-submitted for future transcript orders.  Ordering transcripts through Transcripts on Demand does not determine whether a transcript is official or not official (please refer to the policies of the school sending the transcript in regards to what makes it official).  Some schools may allow for an electronic signature while others will require the customer to sign the document in pen to paper format.

I Want My Transcript Comments

• FERPA (aka The Family Educational Rights and Privacy Act) requires the student personally authorizes the release of his/her transcript to a third-party
• Parents are not allowed to sign the consent form in lieu of the child even if they are paying for the child’s education
• Parents who would like a copy of their kids transcripts should contact the institutions (i.e. Ohios State, SEMO) Registrar’s office
• All consent form must be returned within 14 days of placing an order with I Want My Transcript
• If the consent form is not received in the alloted amount of time the order will be cancelled and the customer will receive a full refund

Once the consent form is received please allow up to 24 hours for the order to be approved.  Once the I Want My Transcript order is approved the customer will receive an update via email.  Consent forms can be approved during the times of 8:00 am to 8:00 pm Monday through Thursday and Friday 8:00 am to 7:00 pm (please note consent forms will NOT be approved on weekends).

Primary References

1. Transcripts on Demand Frequently Asked Questions
2. www.iwantmytranscript.com

Get Frenzy

• Download the new Get Frenzy App online via Google Play or the Apple Store
• Frenzy is billed as the best way to see which friends are available to make plans with now
• Provides a unique group chat system that allows an even to be planned in seconds with everyone’s approval

The Get Frenzy app allows a user to come up with an idea for an event (i.e. soccer game), set how many people are needed to make the event happen, and how long the users have to reply.  If the event goes unfulfilled it will disappear (similar to “Snapchat for events”).  Please note that people do not have to have the Frenzy app in order to receive a group event invite as they will receive a text message that lets them know everything that people with the app know.

Get Frenzy Comments

• An ideal way to plan a spur of the moment event
• Extremely popular with teens
• Get Frenzy is designed around proposing lots of things to do, quickly picking who to invite, and getting a response in record time (no sitting around for hours waiting for people to respond to a bothersome text message)
• The main user sending out the event invitation can use the Peeps Picker to allow other people to invite their friends (this option can also be turned off so only the primary event planner can make invites)
• To mute or unmute outside the app (SMS) simply reply “#MUTE” or “#UNMUTE” to the phone number who sent an invitation from

Any questions in regards to the Get Frenzy app can be directed to support@getfrenzy.com or text Frenzy at 650-263-8486.  Any feedback (both good or bad) can be emailed to team@getfrenzy.com (Frenzy request that all feedback be sent even if it is bad as it will help them improve the service).

Primary References

1. Get Frenzy FAQ
2. www.getfrenzy.com

My Gem Credit

• Registered customers can view a credit account summary or make an online payment
• New customers will have to register with a valid email address before these online tools can be accessed
• The service is free and is operated by My Gem Credit who is a division of Zale Delaware Inc.

The My Gem Credit service also provides a list of previous bills, how much money was spent in previous byling cycles, and the ability to receive important messages about a customers MyGemCredit account online.

My Gem Credit Comments

• To unregistered for a credit account the customer will have to login with their logon ID
• When contacting Gem Credit please have the date of purchase along with the name of the mall in which the purchase was made

Any questions in regards to the My Gem Credit service can be directed to 800-859-8139.  This toll free number is available from Monday – Friday 9:00 a.m. – 10:00 p.m. EST
AND Saturday 10:00 a.m. – 10:00 p.m. EST AND even on Sunday from 12:00 p.m. – 9:00 p.m. EST.

Zale Delaware Inc.

• Texas-based specialty jewelry retailer operating about 1,580 stores and kiosks
• Most of their profits come from the sales of diamond fashion rings, semi-precious stones, earrings, and gold chains
• Most Zale locations can be found in high-end malls across the United States and Canada (the firm also has a few location in Puerto Rico)

The Zale Delaware, Inc. corporate office is headquartered at 901 W Walnut Hill Ln  Irving, TX 75038-1001 and can be reached via phone by calling 1 (972) 580-4000 (any documents that need to be faxed to the firm can be sent to 972-580-5523).  Piercing Pagoda is also owned and operated by Zales Inc (it is estimated that Piercing Pagoda brings in 2.6% of sales and 1.1% of operating income.

Primary References

1. www.mygemcredit.com

T-Mobile Tuesdays

• Obtain more details about the T-Mobile Tuesdays promotion
• This game is open to all legal residents of the United States, Puerto Rico, or the District of Columbia who are 13 years of age or older
• Employees of T-Mobile and Warner Bros. Entertainment, Inc. are NOT allowed to participate

T-Mobile Tuesdays promo winners will be notified via an email at the address provided during registration with instructions to follow to redeem the promotional prize.  Contestants are limited to one game play per person/valid email/mobile number.  All Participants are required to comply with the FTC Guides Concerning the Use of Endorsements and Testimonials in Advertising at 16 CFR 255.

T-Mobile Tuesdays Comments

• A copy of the official rules associated with this T-Mobile promotion can be obtained by writing to: T-Mobile Tuesdays Game – Official Rules Request, P.O. Box 1561, Chicago, IL 60690
• The prize administrator is listed as The Marketing Store Worldwide (these guys will be in charge of making sure prizes are issued to the right people)
• Apple Inc is not affiliated with the T-Mobile Tuesdays promotion
• The Marketing Store Worldwide is a popular sweepstakes promotional prize firm that is headquartered at 55 W. Monroe, Chicago, IL 60603
• This promotion is a must enter for fans of the move “Suicide Squad”

What are the prizes associated with the T-Mobile Tuesdays promotion?  The grand prize is a 3 night trip to Los Angeles, CA which includes airport/hotel and hotel/studio ground transfers PLUS a trip to the “Suicide Squad” SFX Experience at Cinema Makeup School.  The total value of the T-Mobile Tuesdays grand prize is listed as $7,142.  Other prizes include a Harley Quinn “Suicide Squad” hand-etched baseball bat (50 of these will be given way), Harley Quinn “Suicide Squad” Poster and sunglasses, and a Batman v Superman: Dawn of Justice DVD (ideal for date night with popcorn).  There will be more than 250 prizes given away during the course of the T-Mobile Tuesdays promotion and the total value of all prizes to be given away equals $46,642.

Primary References

1. www.t-mobiletuesdays.com

Root Beer Float Day

• Enter the 2016 National Root Beer Float Day “Float A Friend” Sweepstakes presented by A&W Restaurants, Inc.
• The sweepstakes is open to legal residents of the USA who are 18 years of age or older (liking Root Beer will not increase the odds of winning)
• Please note social media networks Facebook, Twitter, Instagram or Snapchat are not a sponsor of this sweepstakes

The Root Beer Float Day promotion allows for one entry per person, per e-mail address, and per household during the Sweepstakes Period via Online.  Please use #RootBeerFloatDay when entering the 2016 National Root Beer Float Day Sweepstakes via Twitter or Instagram.  When entering the promotion via Snapchat by snapping an applicable post to the official @awrestaurants Snapchat account.

Root Beer Float Day Comments

• The grand prize drawing will take place on or around 8/6/16
• Other prize draws associated with this National Root Beer Float day promotion are July 8, 2016, July 15, 2016, July 22, 2016, July 29, 2016, August 5, 2016 and August 12, 2016
• The grand prize consist of “Free Floats for a Year”

No purchase is required to enter and contestants can enter for FREE via US mail… please write to: “Float A Friend” postcard entry to: A&W Restaurants, Inc. “Float A Friend” Sweepstakes Entry, c/o A&W Restaurants, Inc 1648 McGrathiana Suite 380 Lexington, KY 40511 and include a 3 x 5 index card with the contestants name, address, phone number, DOB, and email address.

Primary References

1. www.rootbeerfloatday.com

EZ Pay PDC Area

• Make a payment online to the Peoria Disposal Company and Area Disposal Service
• Making a payment should take less than one minute once registered
• In order to register the user will need to provide their Peoria Disposal Company and Area Disposal Service customer number, access code, and a valid email address

The EZ Pay PDC Area service is free to use and please allow up to 2 business days for payments to be processed and posted to an Peoria Disposal Company and Area Disposal Service account via ezpay.pdcarea.com.  Customers can also use the service to view an account balance or update their contact information.

Peoria Disposal Company and Area Disposal Service

• Serves the areas of Central Illinois, East Central Missouri, and the Midwest (to include the states of Nebraska, Kansas, Missouri, Arkansas, Tennessee, Kentucky, Indiana, Illinois, Wisconsin, Iowa, and Minnesota
• Specializes in Yard Waste Collection, Solid Waste and Recycling and Hazardous Waste Treatment and Disposal
• Also provides large-scale clean-ups following parades, fairs, holiday events, and natural disasters as well as heavy material transportation are just some of the specialized services they offer

The company was founded by Mr. John Coulter in 1928 when he started collecting waste in the city of West Peoria, Ill..  The company was renamed in 1942 under the leadership of his three sons (Elmer, Reuben, and Melvin) to the Peoria Disposal Company (John Coulter didn’t have a say in the name change because he was deceased).  Over the recent few years the firm has acquired the following waste companies:

• Wassell Sanitation located in Pittsfield, IL
• Right Way Disposal, Inc. located in New London, MO
• Melton Trucking Service located in Groveland, IL
• Shaw Disposal, Inc. in Lewistown, IL
• Armstrong Disposal Service, Inc. located in Oakford, IL.

Any questions in regards to ezpay.pdcarea.com can be directed to (309) 688-0760 or via US Mail to: 4700 N Sterling Avenue, Peoria, IL 61615.

Primary References

1. www.ezpay.pdcarea.com

Comenity GameStop

• Obtain more information about the GameStop PowerUp Rewards program (which is a must for those who shop at GameStop)
• Members will receive a first time sing up promotion of 15,000 bonus points for Pro card members or 5,000 for Basic card members
• The GameStop PowerUp Rewards card can be used when shopping online or in store

The Comenity GameStop card does not come with annual fee and is subject to credit approval (customers will need an average/good credit score in order to be approved).  The GameStop PowerUp Rewards Credit Card Account online can be managed from mobile device such as a tablet or smart phone PLUS the good old fashion Desktop.  The Comenity GameStop card is currently offering a limited time promotion where cardholders will earn 2500 bonus points if they spend more than $250 on a single purchase.

Comenity Game Stop Comments

• Allows customers to pay a bill online, print monthly statements, add or change contact information (i.e. phone number, address), and enroll in paperless billing
• A Pro membership is a paid membership for $14.99 annually
• GameStop reserves the right to cancel or modify the PowerUp Rewards program for any reason without notice
• Minimum Interest Charge is $2.00 and the minimum payment amount is $25 on a balance
• In order to register for online access customers will need their Comenity Game Stop Credit Card Account Number
• Customers are more than welcome to request an increase or decrease in their GameStop PowerUp Rewards Credit Card by calling 855-497-8168
• The GameStop rewards credit card online account works best with Internet Explorer, Microsoft Edge, Mozilla Firefox, Google Chrome or Safari

Please note that the GameStop PowerUp Rewards credit card is issued by Comenity Capital Bank.  Any questions about the Comenity GameStop credit card can be directed to 1-855-497-8168.  All payments made online before 8PM EDT will be credited to the GameStop customers account that day.

Primary References

1. www.comenity.net/gamestop

Sallie Mae Smart Option

• Obtain more details about the Smart Option student loan offer from Sallie Mae
• The loan offers three repayment options, variable or fixed interest rates, and a variety of other choices
• Interest rates associated with this offer generally range from 2.50% APR to 9.59% APR

The Sallie Mae Smart Option loan offer comes with a rate reduction of 0.25 percentage points if the customer enrolls in to have their monthly payment automatically debited from their checking or savings account.  Cosigners are allowed and it may improve the customers APR if a parent or other creditworthy individual consigns the loan.  The cosigner can be release from the loan once the following conditions have been met:

• The student has graduated from college
• They have made 12 on-time principal and interest payments
• Certain credit requirements have been meet (credit history cannot show any open bankruptcy cases, open foreclosure, or student loan(s) in default or 90 day delinquencies in the last 24 months)

Please note the rate reduction associated with the Sallie Mae Smart Option automatic debit program applies only during active repayment for as long as the Current Amount Due is successfully deducted from the designated bank account each month and is suspended during forbearances and certain deferments.

Sallie Mae Smart Option Comments

• Customers will receive a free FICO score every quarter
• The FICO score can be viewed at the customers Sallie Mae online account activity center
• The program comes with a fix repayment option that allows the borrower to only pay $25 per month after graduation for the first 6 months (and while in school)

Any questions on regards to the Sallie Mae Smart Option loan program can be directed to 855-756-5626 or for questions about a current loan balance or payment please dial 800-472-5543.  The Sallie Mae loan call center is open on Monday – Thursday 8:00 AM to 9:00 PM ET – Friday 8:00 AM to 8:00 PM ET – Saturday 9:00 AM to 6:00 PM ET… the Sallie Mae Smart Option call center is closed on Sundays and federal holidays.

Primary References

1. www.salliemae.com/smartoption

eService Gap Make Payment

• GapCard customers can make a quick payment online without the need to write a check or buy a costly stamp
• The service is free to use and customers must register with a valid email address before account access is granted
• The GapCard rewards customers with $5 for every 500 points they earn (the $5 will come in the form of a credit that can be used at any Gap location)

The eService Gap Make Payment service is operated by Synchrony Bank and customers can also track a payment, view/print recent statements, view balances, track GapCard rewards, and update account information (i.e. phone number, address).  Upon eService Gap Make Payment registration customers will need to provide their full name as it appears on their GapCard along with their billing zip code… the customer should have the GapCard in their possession at the time of registration and MUST be the primary cardholder.

Service Gap Make Payment Comments

• A must for Gap customers
• Payments can be made using any major credit card
• Any questions about the GapCard can be directed to 1.800.427.7895

The Gap, Inc (aka GAP) was founded in 1969 by Donald and Doris Fisher.  The first GAP store opened its doors on Ocean Avenue in San Francisco and it mainly sold Levi’s jeans.  Today the firm has more than 3700 locations world-wide and annual revenues around 16 billion US Dollars.  Subsidiaries of the GAP include Banana Republic (a high-end fashion retailer), Old Navy (on the cheaper side and geared towards families), Athleta, and Intermix.

Please note the GapCard can be used to earn points at not only Gap locations but also the Old Navy, Banana Republic, and Athleta.  Customers will earn 5 points for every dollar spent when shopping in store OR online.  The GapCard is a credit card and will affect a customer’s credit score based upon on time payments… applicants will be asked to provide their annual income when making an application.

Primary Referencese

1. www.eservice.gap.com make payment

Bank of America Quick Lane Rebates

• The Quick Lane Service Rebate Card portal has recently been redesigned to improve navigation and make it easier for customers manage an account online
• Returning Quick Lane customers will have to sign in with their username while new customers will have to register/activate their card
• Please note a Quick Lane rebate card number can be used in lieu of the customers username upon sign in

The Bank of America Quick Lane rebate card is issued by Bank of America, N.A. who is a proud Member FDIC Equal Housing Lender and the card can be used wherever Visa Debit is accepted.  The card can be used as either credit or debit for customer transactions… customers who use it as credit will have to sign the receipt to authorize the purchase while customers using the card as debit will have to provide their PIN number upon check out.

Bank of America Quick Lane Rebates Comments

• The amount of purchase cannot exceed the amount on the Quick Lane Service Rebate Card unless the customer has a back up payment option that is accepted by the retailer
• These rebate cards cannot be reloaded and will not affect ones credit score
• Customers will only have 6 months to use the funds available on the card before they expire
• When using this rebate card to purchase gas please see the attendant inside the fuel station before pumping costly gas into an auto
• Some high-end restaurants (not places like McDonald’s or Burger King) may verify that the card has enough funds to cover the purchase, plus a 15-20% gratuity

Any question sin regards to the Bank of America Quick Lane rebates card can be directed to 1.855.477.1130.  Those who misplace the card will be charged a $5 replacement fee (if the balance remaining on the Quick Lane rebate card is less than $5 don’t bother requesting a replacement).

Primary References

1. www.bankofamerica.com/quicklanerebates