TCF Bank Feedback

• Customers of TCF Bank can visit their website to take a survey regarding their experience banking with TCF
• The TCF Bank customer survey should only take less than three minutes to complete
• TCF customers who take the feedback survey should be prepared to enter the location of the TCF branch or ATM they visited, along with the date and time of their visit so their feedback can be applied properly

Important Things to Know About TCF Bank:

Like many major banks, TCF Bank found themselves involved in controversy over overdraft fees, where the most expensive item was withdrawn first, resulting in more overdraft fees than should have been charged. In 2012, because of backlash, the bank changed its policy, and now only charges a daily $37 fee for overdrafts, regardless of how many transactions occurred. In 2013, TCF Bank received a $10 million fine for violating the Bank Secrecy Act.

• Founded in 1923 in Minneapolis, Minn, when it was known as Twin City Building and Loan Association
• Has just under 400 branches in states like Michigan, Minnesota, Illinois, Wisconsin, Colorado, Arizona Indiana, and South Dakota
• A major presence in the “Twin City” of Minneapolis, and is most well-known for having branches inside Cub food stores
• Has a partnership with the University of Minnesota, and is the only ATM company on the Minnesota State Fairgrounds

To contact TCF Bank:

• 1 (800) 823-2265 (please do not call this number in regards to the TCF Bank Feedback survey)
• 200 Lake Street East, Wayzata, MN 55391

Primary References

1. www.tcfbank.com/feedback

My Chart SSMHC

• “My Chart” from SSM Health lets healthcare patients communicate with their doctor, pay their bill, request an appointment to see a doctor, access test results, request a prescription refill and more
• New users who do not have a SSM My Chart account will need to sign up for one by using their name, date of birth, and MyChart Activation Code
• To use the My Chart SSM system, patients will need an Internet connected computer, plus an up to date browser. For patients who want to use My Chart on their phones, an app is available for Apple and Android devices

My Chart is an online portal for patients of the SSM Healthcare system to directly connect with their physicians and to handle a number of tasks quickly and conveniently online. Patients who wish to enroll in My Chart will have to get an activation code from their doctor’s office during a SSM system visit. Through the My Chart system, parents or guardians can access the records of their children.

Who is operates My Chart SSMHC?

SSM Health is a Catholic, non-profit healthcare system that covers 1,300 doctors and 30,000 other employees in four states: Missouri, Oklahoma, Wisconsin, and Illinois. Today, the system is managed by both both lay and religious professionals to help ensure the maximum level of professional quality care.

• In the cities served by SSM, the company is usually the largest employer
• Has roots that date back  to 1872 when four sisters came to the United States from Germany
• Directly owns 18 hospitals, and has close affiliations with over 40 more rural hospitals, and owns two nursing homes
• Based in St. Louis, Missouri and sponsored by the Franciscan Sisters of Mary, it is the largest Catholic hospital systems in the United States

The founder of SSMHC is considered to be the legendary Mother Mary Odilia Berger when she started providing nursing care to people in their own homes.  Any questions about the SSM Health My Chart System can be directed to 10101 Woodfield Ln, St. Louis, MO 63132 or by phone by calling (314) 994-7800.

Primary References

1. www.mychart.ssmhc.com

HGTV Brother Sweeps

• The Property Brothers are back and this time they are fight each other to the death (well not really but it will be a pretty intesnse battle to determine who wins HGTV’s biggest renovation challenge)
• Drew and Jonathan Scott will lead two teams of real estate and remodeling experts in this home remodeling series on HGTV
• The Sponsor of this sweepstakes is the Scripps Network

The HGTV Brother Sweeps is only open for a short time running from May 26, 2016 until 5:00 p.m. ET on July 6, 2016.  In order to enter the contestants must be 21 years of age or older and a legal resident of the United States and a current subscriber (or member of such subscriber’s household and immediate family) of a National Cable Television Cooperative (NCTC) member operator as of May 25, 2016.  Employees of the Scripps Network are NOT allowed to participate in the HGTV Brother Sweepstakes.

HGTV Brother Sweeps Comments

• The grand prize draw will take place on or around July 12, 2016
• Drew and Jonathan Scott will not be at the drawing
• A total of 3 grand prize winners will be selected
• All winners will be contacted by phone on or about July 12, 2016
• If the sponsor (i.e. Scripps Network) is not able to contact the contestants his/her prize will be forfeited and an alternate prospective winner will be selected
• The grand prize will come in the form of a $5000 gift card PLUS a once in a lifetime 30-minute video design Q&A with the Scott Brothers

Lucky HGTV Brother Sweeps grand prize winners will have to sign and return a affidavit of eligibility and release of liability within 5 days of being notified.  The winner may also be required to do some short publicity in relation to the promotion (i.e. pictures, videos, a short press conference).  The total prize pool associated with the HGTV Brother Sweepstakes is listed as $15,000 (the value of each grand prize is $5,000).

Primary References

1. www.hgtv.com/brothersweeps

My Push Button Profits

• The My Push Button Profits program isn’t a get rich quick scheme, but a proven formula for actually earning money at home
• It’s not guaranteed that users on My Push Button Profits will make money, but if they don’t, they can cancel at any time
• Web sited designed through My Push Button Profits are set to run automatically, with customers just needing to pay for the domain name hosting

Signing up for MyPushButtonProfits is easy, and only takes less than 5 minutes to complete. Working with MyPushButtonProfits.com is a one time investment: there are no ongoing fees that need to be paid out every month or every year. When customers sign up for the My Push Button Profits program, their one time investment gets them thousands of dollars in software and support. Online businesses are a lot of work, but My Push Button Profits takes care of everything for the customer, from web site design to listing the products and more. All users need to do is click a few buttons to get going. Many other online programs to make money involve someone simply telling users how to succeed, but My Push Button profits actually does the work.

More About My Push Button Profits:

Customers who use My Push Button Profits can make $300 to $1,000 online every single day.

• Considered the number one work at home program since 1999
• No financial risk associated with the site
• My Push Button Profits does all the hard work, and handles each step of the way, including designing the web site
• If at any time customers don’t like the service and results they’re getting from My Push Button profits, they can cancel and receive a full refund

To contact My Push Button Profits:

• To contact a representative of the site, use the “contact us” form. There’s a separate link for affiliate support and customer support.

Primary references

1. www.mypushbuttonprofits.com

Cafe Rio Listens

• Guests who have dined at a Cafe Rio restaurant can take a survey about their dining experience
• Every customer who finishes the Cafe Rio survey will receive a coupon good for a discount on their next visit
• For Spanish-speaking guests, the Cafe Rio guest survey is available to take in Spanish

To start taking the Cafe Rio Mexican Grill Listens guest survey, customers will need to have their original receipt, which has the store number needed for the survey. Rio Cafe guests will also need to enter the date and time of their visit, along with the specific check number on their receipt to make sure that their feedback is sent to the right Cafe Rio location.

Rio Cafe guests taking the Cafe Rio Listens survey will be asked to rate different aspects of their dining trip, like the food, the staff, and even the restaurant itself. Once the survey is done, customers will receive a coupon that’s good for a free appetizer on their next visit.

More Important Things About Cafe Rio

• Has just under 100 locations around the US, mostly in states like Arizona, California, Idaho, and Montana
• Opened their first location in 1997
• In 2006, Cafe Rio had just six locations until it was purchased by a company that had plans to expand it across the nation

A casual Mexican restaurant chain with headquarters located in Salt Lake City, Utah. The name Rio comes from the Rio Grande region of North Mexico and South Texas and New Mexico.  The Cafe Rio corporate office is based at 215 N. Admiral Byrd Rd. Suite 100 Salt Lake City, UT 84116 and can be reached by phone by calling (801) 441-5000 (please do not call this number in regards to the Cafe Rio Listens survey).

Some of the better menu items when dining out at Care Rio include: The Mediterranean Platter, Nova’s Chicken Wings, Cucumber & Feta Rolls, Mad Tomato Tiropita, and the most recommended dish by foodies Three Cheese Tiropita.

Primary references

1. www.caferiolistens.smg.com

Century Link Health and Life

• Employees of Century Link who have health insurance or life insurance can logon to view their benefits information or make changes to their selections during the open enrollment period
• Users will need their Century Link Health and Life user name and password to log in. If they do not already have an account, they will need to set one up by using the lats 4 digits of their Social Security number and their date of birth
• The Century Link Health Insurance website does utilize cookies, which makes subsequent visits to the web page easier for the visitor

The Century Link Health and Life website is intended for employees that have their workplace benefits like health insurance. By logging on to the Century Link employee benefit website, users certify that they are past or present employees of Century Link, and they are authorized to access this system. Please note changes can only be made to Century Link insurance elections during the open enrollment period, which is usually during the fall of each year, or when an employee undergoes a major life event like a wedding or the birth of a child.

Century Link Health and Life Comments

• Users of the Century Link benefits online portal can see things like their flex spending accounts, their FSA accounts, insurance dependent information and more
• There is no monthly fee associated with the program
• Designed for Century Link employees only

More about Century Link

• Provides communications and data services to customers in almost 40 states, including residential, commercial, business, and government
• Is currently the third largest telecommunications company in the nation, behind only AT&T and Verizon
• Has just under 50,000 employees

Century Link is an American communications company, Century Link was founded in 1968, and has their headquarters in Monroe, Louisiana. The CenturyLink customer service center can be reached by call 1-800-729-7526 or those who would like to write to the company can send a letter to: 100 Centurylink Dr Monroe, Louisiana 71203.

Primary references

1. www.centurylinkhealthandlife.com

Go To Notice

• Customers who have received a debt collection notice from Creditors Bureau, USA ca use the Go To Notice service to pay their debt
• To create an account with the Go To Notice website, customers will need their specific file or account number listed on the mail they received
• Debts represented on Go To Notice do not represent all debts owed be an individual, and may not even represent all debts from that particular source

With Go To Notice, customers can access information related to their debt in a secure transaction, including viewing the balance and actually making payments. Remember that any communication with Go To Notice should be considered an attempt to collect a debt, and any information collected can be used for debt collection purposes. Customers wanting to make a payment regarding a debt that Creditors Bureau USA has contacted them about can make a payment online or over the phone.

What to Know About Creditors Bureau, USA

• Creditors Bureau USA is a debt collection agency
• Creditors Bureau USA was formerly known as Fresno Credit Bureau
• Over 80 years of experience in debt collection industry
• Works with numerous Fortune 500 organizations to help claim bad debts

Any questions about the Go To Notice service can be directed to Creditors Bureau, USA at 877-485-7940.  Customers who would like to pay the firm a visit in person can show up in an Uber at 757 L Street, Fresno, CA 93721. Credit Bureau USA claims to have a perfect record when it comes to issues of client data safety due to cloud based security and other safeguards that far surpass federal requirements.  Creditors Bureau USA primarily works with clients located in the Western US in states like California, Oregon, Texas, Oklahoma, and Kansas and is a ACA accredited organization.

Primary references

1. www.gotonotice.com

UI Texas Workforce Login

• Access a variety of services associated with unemployment benefits for those in the state of Texas
• Users will be required to create an Unemployment Benefit Services online systems account before they can access UI benefits online
• This service is operated by the Texas Workforce Commission

The UI Texas Workforce Login service is free to use and an email address is required in order to register.  Only residents living in the state of Texas are allowed to use this online unemployment portal and when filing for unemployment benefits the resident will need the following:

• Last employer’s business name and address (for example McDonald’s – 6010 W Parmer Ln, Austin, TX 78727)
• How many hours worked per week and hourly pay associated with the work
• First and last dates (month, day and year) worked for the applicants last employer
• Standard wage information (normally the UI applicant will be required to provider their wage information for the past five quarters if available)
• Alien Registration Number (if not a U.S. citizen or national)

The entire UI texas Workforce unemployment application should take about 20 minutes to complete and any questions about the service can be directed to 800-252-3642.  Please note Internet Explorer version 8 or higher, the Content Advisor must be disabled to access the Texas Workforce Internet systems.  The UI Texas Workforce applicant will also need to provide payment information just in case they are actually approved for benefits.  Payment information required includes:

• The nine-digit routing number from a U.S. bank or credit union in GOOD STANDING
• The checking/saving account number
• Account type (i.e. checking or savings)
• A check, not a deposit slip, for the routing or account number

Please do not guess at the banks routing number or account number.  Applicants should contact their bank or credit union ASAP if thy are unsure about the routing and account numbers as providing bad numbers will result in a UI payment delay.

Primary References

1. www.ui.texasworkforce.org login

NJ UI File Claim Weekly Benefits

• Claim weekly benefits online associated with Unemployment Insurance Benefits in the Garden State (aka the state of New Jersey)
• The service is operated by the New Jersey Department of Labor and Workforce Development who bills themselves as an equal employment opportunity employer and provides equal opportunity programs
• A variety of other online unemployment services can also be conducted using the service

Residents in the state using the NJ UI File Claim Weekly Benefits system should expect about a 5 minute (or less) claiming process in which they will have to certify that they have not found a job in order to collect their weekly unemployment payment.  Residents can also view or print 1099G Tax Information online and check on the status of a NJ UI claim that is under review.

NJ UI File Claim Weekly Benefits

• Must have already been approved for UI benefits in the state of New Jersey in order to claim weekly benefits
• Collecting Unemployment Insurance Benefits While Working and Not Reporting Wages Is A CRIME
• Gross wages (aka the amount of money earned before taxes or deductions) must be reported during the week they were earned, not when the individual was paid
• Collected Unemployment Insurance Benefits while working is against the law punishable by prison and or a heavy fine
• Once the person acquires a full-time job their benefits will stop (partial unemployment insurance benefits may be available for some depending on when they officially started their new position)
• Those who do not have a pay stub or their work week is different from our Sunday to Saturday claim week will be required to calculate their gross wages in order to report them
• Residents who collect unemployment payments when they should not will have to pay the full amount back PLUS interest

Any questions about the NJ UI File Claim Weekly Benefits system can be directed to a help agent at (201) 601-4100, (732) 761-2020, or (856) 507-2340.  Those who are calling from out-of-state should dial (888) 795-6672.

Primary References

1. www.njuifile.net/claim weekly benefits

Sony Card

• Cardholders who have a Sony Card from Capital One can take advantage of special opportunities to rack up rewards points on movie, music, and entertainment purchases
• The Sony Card from Capital One is the best way to earn points towards electronics and entertainment rewards
• Every new user who is approved for a Capital One Sony credit card will receive a $50 statement credit when they make their first purchase

While many credit cards have a rewards program, the Capital One Sony Card is the best one for making entertainment purchases thanks to an incredibly generous rewards program that’s geared towards tech lovers. Sony Card cardholders can earn  5 times points on any purchase made at a Sony authorized retailer, 3 times points on money spend on music and video downloads, plus movie theaters, digital streaming and subscription services, and 1 point per $1 spent on all other purchases.

Sony Card Comments

• Ideal for those who purchase Sony products
• Please allow up to 8 weeks for the $50 credit to be applied towards an account
• Sony card customers can usually expect an APR between 4.24% – 24.99%
• Card holders MUST make at least one charge posted to the Sony Card account within 90 days of opening

One of the biggest advantages of the Sony Card is that cardholders have a 0% introductory interest period for the first 12 months. After that point, a variable APR of 14.2 to 24.9 percent will apply. There is no annual fee for the Capital One Sony card. The Sony credit card does have a cash advance fee, which is 3% of the total advance amount or $10, whichever is greater.

More to Know About Capital One

• One of the largest issuers of credit cards in the entire world
• Founded in 1994, it is the eighth largest bank holding company in the United States
• Has over 2,000 ATM locations across the United States, and 63 Capital One Bank branch locations

In terms of age, Capital One is one of the youngest players in the credit card market, but they’re one of the most respected. The company is known for pioneering the mass-marketing of credit cards (instead of focusing on a specific store or customer type), and is the fourth largest customer of the United States Postal Service.

Primary References

1. www.sonycard.com

Get ReColor

• Rust-Oleum ReColor by Wipe New will make most old surfaces look new again
• It is highly recommended to wear gloves when applying ReColor as it can be difficult to remove from skin
• Is a wipe-on clear coating and sealant

The Get ReColor promotional offer checks in at $19.99 plus $5.00 for shipping and processing PLUS it comes with a 100% money back guarantee.  Please note that the $5 for shipping and handling will not be refunded under the Get ReColor 100% money back guarantee offer.  Please allow up to 10 business days for the product to arrive and 48 hours before calling about the status of the Get ReColor offer.

Popular surfaces that are ideal for Get Recolor?

• Shutters & Sidings
• Golf Carts
• Speed boats and Jet Ski’s
• Patio Furniture and Grills
• Window Trims
• BBQ Pits
• Garden Accessories
• Car Bumpers
• Lighting Fixtures
• Old Metal Railings
• Golf Bags
• Kayaks
• Mailboxes

The Wipe New Rust-oleum product receive better than average reviews on Amazon.com checking in at 3.9 out of 5 stars based on more than 100 review.

Other popular products produced by the ReColor company include Wipe New Tires (make old, beat up tires look new again), Wipe New Headlight Restore, and the ever popular Wipe New Trim Kit (this really takes away about 5 years of age of an old car).  Any consumers looking to contact a customer service agent about the Get ReColor promotional offer or any questions about the products should see below:

• Phone: (855) 836-8438
• Email: wipenew@customerstatus.com
• Online: CustomerStatus.com anytime day or night

Please note the Get ReColor promotional offer is only valid to people living in the United States or Canada and the product cannot be shipped to PO Boxes.  When calling the 855 toll-free customer support help line please dial between the times of 8:00 am to 8:00 pm, EST Monday thru Fridays only as the call center is closed on the weekends.

Primary References

1. www.getrecolor.com

My Best Western

• Hotel chains that are associated with the Best Western group can use this online portal to conduct all of their Best Western associated business
• To use this portal, users must be current employees of Best Western, or current employees of a Best Western affiliated hotel
• The Best Western hotel partner website also has sections for a guest satisfaction survey, a section for Best Western suppliers, and a Best Western Emergency and disaster resource platform

The My Best Western online portal is a site that’s specifically reserved for hotels affiliated with the Best Western chain, like Executive Residency, BW Premier, and Glo. This site is for the purpose of conducting Best Western business, and it intended only for Best Western employees.

My Best Western Comments

• Users of Best Western Hotel’s affiliate site must have prior authorized access, and must already have a company issued password
• This information on this Best Western affiliate site can not be shared with any third-party or on any other platform
• Best Western will never charge the user a fee for using this service

More to Know About Best Western

• Founded in 1946 and has their corporate headquarters located in Phoenix, Arizona
• Operates over 2,100 hotels across North America
• Launched the Best Western premier brand in Europe and Asia in 2002

The Best Western chain of hotels has over 70 years of experience, and is known for having a three-tiered approach to their hotels: Best Western, Best Western Plus, and Best Western Premier. The Glo brand of Best Western hotels is a mid-range boutique specifically tailored to highway and urban travelers.  This popular hotel company changed their motto in 2011 from “the world’s largest hotel chain” to “the world’s largest hotel family”.

The Best Western corporate office is based at Best Western International, Inc. 6201 N 24th Pkwy Phoenix, AZ 85016 and can be reached via phone by calling (602) 957-4200.

Primary references

1. www.mybestwestern.com

• Has a rechargeable battery that allows cord free use
• Comes with thermicon tips that let the No No be used on small and sensitive areas like elbows, arms, facial hair, and bikini line
• Removes more coarse and thick hair easily than before

The No No Pro has several advantages over the traditional model, including three different treatment levels, and up to 35% more power. The Pro version of the No No even has specially patented “Pulsed Thermicon” technology, and a status screen.

Primary references

1. www.nonopro365.com

Tell Winn Dixie

• Like coupons?  Provide feedback in regards to a visit to Winn Dixie and receive a $5 off coupon
• The $5 off coupon can be used on any future visit to Winn Dixie in the United States
• Best of all the Tell Winn Dixie survey will take less than 3 minutes to complete

All feedback provided via the Tell Winn Dixie survey will be used to improve the quality of the service and the overall atmosphere of the Winn Dixie store in question.  It should be noted the customer only has 72 hours (i.e. 3 days) to take the Winn Dixie customer survey from the time of purchase or the survey code will expire.  The 18 digit survey code can be found on the Winn Dixie in store receipt towards the bottom just above the bar code.

About the Tell Winn Dixie Survey

• Internet access is required
• The $5 off coupon cannot be used with other Winn Dixie coupons
• Customers information will never be shared with Winn Dixie employees
• Customers information will not be sold to a 3rd party

Once the customer has completed all survey questions they will receive the $5 off Tell Winn Dixie survey coupon.  Please note that in order to use the coupon the total amount of purchase must be $40 or more.  The Tell Winn Dixie survey is operated by Evolve Research and Consulting who are headquartered at 4/415 Bourke Street, Melbourne, VIC, 3000, Australia (or by emailing info@evolveresearch.com.au)

How to get other Winn Dixie coupons?

• Check out the FREE Winn Dixie coupon service
• Download the Winn Dixie mobile app to receive personalized coupons to a smart phone
• Sign up for the Winn Dixie baby club to receive coupons via email year round
• Check the Winn Dixie weekly ad

The Winn Dixie mobile app is available for free at the App Store and Google Play.  The Winn Dixie baby club is geared towards those who have a new-born baby as most coupons will be baby related.

Primary References

1. www.tellwinndixie.com

My Pepsi Co

• Pepsi employees can use the MyPepsico website to handle virtually all of their HR, payroll, and benefits requests, including viewing paychecks, finding their tax information and more
• The MyPepsico online portal is also available to Pepsi retirees
• Users who forget their MyPepsico password can click the link to request a new one, but they will be required to answer two authorization questions

PepsiCo employees who need access to their benefits information can use the MyPepsico web site to find everything they need like benefits info, request time off, and viewing their service time. Employees who do not yet have an account with MyPepsi will need to create one. To create a MyPepsico account, users will need to select their employee type, and enter their 8-digit GPID number. After that, they will need to enter their date of birth to create a temporary MyPepsico password.

My Pepsi Co Comments

• Free to use for all Pepsi employees
• Continued use of this system implies consent to monitoring and an understanding that recording and/or disclosure of any data on the system may occur at PepsiCo’s discretion
• Any employment related HR issues should be directed to the manager in charge

The MyPepsico and Pepsi Identity Management website is intended for employees of Pepsi, and any access of this system by an unauthorized employee may bring on criminal charges.

More to Know About Pepsico:

• Has their current headquarters in Purchase, New York
• Approximately 275,000 employees work for PepsiCo around the world in distribution, bottling, shipping, and more
• Primary competitor is the The Coca-Cola Company, who Pepsi passed for the first time in annual revenue in over 100 years in the year 2005

Pepsi was founded in 1898, but PepsiCo was started in 1965 when the Pepsi company merged with the Frito Lay Company.  Pepsico is more than just Pepsi soda, but is an international food, snack, and beverage company that generates nearly $110 billion in annual revenue across all of their brands. Any technical questions regarding the MyPepsico Portal should be directed to 1-888-737-7426.  Pepsi accounts for almost 40% of snack food purchases in the United States today and offers more than 20 brands and in over 200 countries around the world.

Primary references:

1. www.mypepsico.com

USAA Activate

• Activate a USAA member account online in less than 60 seconds
• Potential members can also view all the benefits that come with USAA membership and check on eligibility
• Online USAA registration will allow the member to manage an account from anywhere with Internet connection

The USAA activate process requires a valid email address along with a mailing address (PO Boxes are not allowed at this time).  In some situations (but mot most) USAA may require proof of identity and/or eligibility to verify and confirm the USAA activate process.  Those who are already USAA member will only have to provide their USAA Number which can be found on any mailings from USAA.

USAA Activate Comments

• Requires Internet connection and a working email address
• Takes less than 60 second to activate
• Does not charge the member a fee to activate online

Can’t locate a USAA account number?  Please check the members blue plastic USAA card OR the number should be listed on most USAA account-related correspondence such as statements and bills (those who still cannot locate their USAA account number can call 800-531-USAA OR Call by Mobile Phone #USAA AT&T, Sprint, T-Mobile, Verizon).

USAA (aka United Services Automobile Association)

• San Antonio based financial service firm
• Founded by a group of down on their luck U.S. Army officers in 1922
• Boast over 11 million members

USAA was originally called the United States Army Automobile Association and catered to members of the military who were having a tough time obtaining auto insurance because of their perception.  Today the company employs more than 28,000 people, has 19 high-tech financial centers, and has revenues over 20 billion US Dollars.  USAA specializes in Insurance, Banking, and providing Financial Services to Armed Forces, officers and enlisted, and their immediate families.

The USAA corporate office is headquartered at 9800 Fredericksburg Rd, San Antonio, TX 78288 and can be reached by phone by calling (210) 498-2211.

Primary References

1. www.usaa.com/activate

My Bio Bill

• Customers who have a bill with Bioreference Laboratories can pay their bill with the convenient online portal
• To make a payment online to Bioreference Laboratories, customers will need their bill with invoice number
• When patients make an online payment to their Bioreference bill, this payment will be applied to their account within 24 hours

Bioreference Laboratory is a facility that administers certain types of testing required by law or required by employers. In some cases, businesses will pay for these tests, but in some cases, customers will be asked to pay for their own test. For those, customers can use their credit or debit card online to pay for a test that was administered. Once payment is made, a confirmation e-mail will be sent with receipt. Due to medical regulations, individuals cannot purchase and administer the tests that Bioreference Laboratories offers. These test must be performed in a Bioference facility.

My Bio Bill Comments

• When making a payment please note that the invoice number can be located in the upper right hand corner of the Bio Bill statement
• Patients taking a test at Bioreference Laboratories are asked to continue to take all of their standard medications before taking any test
• All major credit cards (i.e. Visa, AMEX, Discover) are accepted via the My Bio Bill payment service

Through their Community Health Advocacy Program, discounts are available for patients who do not have insurance. For customers who file a claim with their insurance provider, they may receive a check they will be asked to send to Bioreference to make their payment.

More Information About Bioreference Laboratories

• Has a presence in over 50 countries around the world
• Was founded in 1981, and quickly earned a reputation for fast growth, expanding up to 20% each year
• Also offers testing for anatomical pathology, genetic makeup, and women’s health issues

Serves primarily doctor’s offices, medical facilities, and prisons, and administers STAT testing, HIV testing, HepC testing, and other molecular tests.  Bioreference Laboratories also works with all major players in the health insurance industry such as Cigna, United Healthcare, Humana, Aetna,  Coventry and Blue Plans.

Any questions about a MyBioBill can be directed to a Bioreference Laboratories customer service agent at 800-229-5227 or write to them via US Mail: 481 Edward H. Ross Drive Elmwood Park, NJ 07407.

Primary references:
mybiobill.com

Thortons Listens

• Use the 17 digit survey code to provide feedback in relation to a visit to Throtons
• The Thortons Listens survey will take less than 4 minutes to complete and is operated by the Service Management Group
• Those who complete the survey in full will be entered into a sweepstakes drawing where a $500 Thortons gift card will be awarded

All feedback provided via the Thortons Listens customer survey will be used to increase overall customer service at the given Thortons location and will never be sold or marketed to a third-party.  The Thortons Listens Survey Sweepstakes is open to all legal residents of the United States who are 18 years of age or older at the time of taking the survey.  No purchase is required in order to enter the promotion and of 26 $500 Thortons gift cards will be given away.  The sponsor of the Thortons Listens survey sweepstakes is listed as Thorntons Inc., who are based at 10101 Linn Station Rd. # 200, Louisville, KY 40223-3848 and the administrator of the promotion will be HelloWorld, Inc..

Thortons Listens Sweepstakes Comments

• The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited
• PO Boxes are not allowed when entering the sweepstakes via US mail
• Contestants are allowed up to 5 entries per promotional period
• Employees of Thorntons Inc., Service Management Group, Inc., HelloWorld, Inc are not allowed to enter the $500 gift card sweepstakes

All mail in entries can be sent to: “Thorntons Listens Survey Sweepstakes,” c/o HelloWorld, Inc., PO Box, 5046, Dept #: 824623, Kalamazoo MI 49003.  Please include a 3 x 5 index card with the contestants name, DOB, address, phone number, and email address.  The total value of all prizes associated with the Thortons Listens sweepstakes is listed as $13,000.  Grand prize winners will be responsible for all state and federal taxes required by law associated with the $500 gift card.  The gift card can be used at any Throtons location in the United States.

Primary References

1. Thorntons Listens Survey Sweepstakes Official Rules
2. www.thorntonslistens.com

Benefit Cut

• Learn more about the suppose Social Security Bombshell that could lower senior citizens SS payments
• The report concludes that seniors could lose as much as three months’ worth of benefit checks
• Many people call the Benefit Cut video a scare online marketing campaign to get older people to purchase the The Palm Beach Letter

The main goal of the Benefit Cut video is to get consumers to buy into the Palm Beach Letter which gives advice on retirement, the stock market, insurance, mortgages, real estate, gold, silver, oil, currency, and even risky option trading strategies.  This investment letter will arrive on the first Thursday of every month and in some cases in the event of an urgent announcement the member may receive the newsletter ahead of time.

Benefit Cut Comments

• Just a scare ad to sell an investment newsletter called the Palm Beach Letter
• Comes with a 60 day risk free trial
• Comes with 2 special reports and a free book

The special reports that come with the Benefit Cut promotion are the Four Ways to Immediately Boost Your Social Security and The Retirement Crib Sheet – Everyday Tips You Can Use to Save Thousands Every Year.  The book included in the free trial offer is The Big Black Book of Income Secrets which describes 30 ways in which old people can pick up safe, reliable income every month.

The Benefit Cut website is operated by the Palm Beach Research Group who are headquartered at 55 NE 5th Avenue, Delray Beach, FL 33483.

Primary References

1. www.benefitcut.com

Chase Refer A Friend

• With the Chase Refer A Friend program, users can get rewarded for every person they refer to sign up for a Chase credit card
• The friend should receive the email offer from Chase in a week or less
• Most Chase credit cards require s good to excellent credit score so don’t bother emailing an offer to a friend with bad credit

Chase credit card holders have the chance to refer their friends to sign up for a Chase credit card and rack up great rewards in the process. For each friend that uses a customer’s referral link, signs up for a card and is approved, and makes their first purchase, the original customer will receive rewards points.  To get their referral link, Chase customers will need to login with their last name, their ZIP code, and the last 4 digits of their Chase card; on the next page, they will enter the e-mail address of each friend they want to invite

Chase Refer A Friend Comments

• There is no limit to the number of people who can sign up during the referral period, but there is a limit of 25 e-mails per day that can be sent
• Once Chase cardholders have used all of their e-mail invitations, they can use Twitter and Facebook to earn even more
• Chase cardholders can earn up to 50,000 reward points every single year from friend referrals

If a card holder enters a friend’s e-mail address as a referral, that person will only receive e-mail from Chase regarding this specific credit card offer, and won’t receive any other offers or promotions.

How long will it take to get Chase refer a friend credit?

Once a referral signs up for a card, the person that referred them will receive credit within 6 to 8 weeks after they use their Chase card for the first time. Due to the confidential nature of credit cards, customers cannot be notified which of their friends sign up for a card, or which ones are approved and begin to use their Chase card.  Any questions about the Chase Refer A Friend Program can be directed to a customer service agent at 877-242-7372.

Primary references

1. Chase Refer A Friend FAQ
2. www.chasereferafriend.com